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I Am Living Paycheck to Paycheck. What’s the Best Way to Clear My Debt?

by Lynnette Khalfani-Cox, The Money CoachQ: I Have $33,000 Worth of Unsecured Credit Card Debt. I’m Not Late on Any Payments, But I Am Living Paycheck to Paycheck. What’s the Best Way to Clear My Debt?...

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How To Budget Properly, Spend Less, and Save More

by Lynnette Khalfani-Cox, The Money CoachNobody likes to live paycheck to paycheck. It is stressful, depressing, and makes you feel like you’re not getting ahead. Unfortunately, though, most people...

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How to stop the flood of credit card offers

by Lynnette Khalfani-Cox, The Money CoachEver notice how your mailbox seems to be flooded with credit card offers every week? If your residence is like the average U.S. household, you probably get...

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How to stop falling deeper into debt

by Lynnette Khalfani-Cox, The Money CoachFamed billionaire investor Warren Buffett once said that if you find yourself in a hole, the first thing you must do is to “stop digging.” It may sound basic,...

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My bank lowered my credit limit and that hurt my credit. Help me Money Coach!

by Lynnette Khalfani-Cox, The Money CoachQ: One of my creditors, Bank of America, decided to decrease my credit limit from $4,000 to $500. At the time when they lowered my credit limit, I had a balance...

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The Impact of a Credit Limit on Your Credit Rating

Q: One of my creditors, Bank of America, decided to decrease my credit limit from $4,000 to $500. At the time when they lowered my credit limit, I had a balance of $700. So, that put me $200 above the...

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